Can I Register A Car In A State That Doesnt Match My License

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to empathise their needs. She has since used that knowledge in her more than 10 years every bit a writer, largely in the insuranc...

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Farmers CSR for 4 Years Leslie Kasperowicz

Dan Walker graduated with a BS in Administrative Direction in 2005 and has been working in his family'southward insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed every bit an agent to write belongings and casualty insurance, including domicile, auto, umbrella, and habitation burn insurance. He'southward also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed past Daniel Walker
Licensed Automobile Insurance Agent

UPDATED: Apr 11, 2022

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Things to Retrieve

Your address should be the same on your license, registration, and auto insurance paperwork
Update your accost with the DMV and your insurance carrier whenever you move
If you annals your machine at a different address, you lot may risk fines, penalities, and losing your coverage

You might wonder if you lot have to become through the hassle of registering your car again when moving to another state or county. Does your address really have to be the same across your license, registration, and insurance paperwork?

Usually, it does. While some exceptions are based on state police force or specific residency circumstances, it's generally wise to make sure your address matches all of the paperwork relating to your license and registered vehicle.

This guide will walk y'all through why it's so of import to register your car at the right address. We'll also cover how to change your address at the Section of Motor Vehicles (DMV) and with your insurance carrier to make sure y'all're prepared.

When tin can I register my car at a unlike address?

There are several places where yous'll demand to record an address when you own and register a vehicle. These include your:

Commuter's license
Vehicle registration
Vehicle championship
Car insurance policy

The address listed on your vehicle registration awarding should exist your permanent address — the same address listed on your driver's license.

You'll also take to provide your permanent address when you purchase motorcar insurance. When your address is the aforementioned on your vehicle registration, driver's license, and automobile insurance policy, insurance companies and other institutions can easily verify your exact coverage and compliance with state laws.

Does my commuter's license address have to friction match my vehicle registration?

In most states, the DMV requires your vehicle registration and driver'southward license addresses to match. This address should be your permanent accost.

Only eight states allow you to register your car in a different state than your license. These states are:

Maine
New York
Delaware
Pennsylvania
Kentucky
Mississippi
Due north Dakota

If y'all want to keep your driver's license in one of these states but register your auto in a different one, you'll need to provide proof of residency and meet any other requirements.

What address practise I use if I'm leasing my car?

Vehicle registration can go a little more complicated if y'all're leasing a auto. Because the leasing visitor technically owns the vehicle, your registration application should include the visitor's accost and yours.

Typically, registration paperwork for leased cars volition list both the lessor or lienholder (the leasing company) and the lessee (the person operating and maintaining the vehicle). The lessor's address will appear on your vehicle championship and registration, and it likely won't modify throughout your lease.

However, every bit the lessee, y'all'll need to update the address on your registration whatsoever time you move during the terms of your lease.

Does my car insurance accept to match my vehicle registration?

When y'all buy an auto insurance policy, yous'll need to provide two different addresses:

The mailing address where the insurance company will send documentation
The concrete address where the car will reside the bulk of the time

To avert potential headaches, it's best to utilise the aforementioned address for mailing and concrete addresses. But some people may have a valid reason for a mismatch: college students, active-duty military, and others with seasonal work or residency should take no problem list a dissimilar physical address on their insurance policy.

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Does your accost affect your car insurance rates?

I reason people look into registering their car at a different address is that auto insurance rates depend on where your vehicle is located most of the time.

Your state volition have the most significant impact on your automobile insurance rates. Each state sets laws for minimum insurance coverage, so states with higher minimum liability requirements tend to take higher average car insurance costs.

Y'all'll also find car insurance rates tin can vary depending on Naught codes inside each state. Hither are a few Null code-related factors that can touch your rates:

Income levels and proportion of expensive cars
College accident rates or traffic incidents
College rates of vandalism or property offense

Because ZIP code plays an important role in calculating auto insurance rates, be certain to update the address on your insurance policy even if you're merely moving locally.

Can I register my machine in a country where I don't live?

You tin't register your car in a state where you can't provide proof of residency. While a scattering of states will let you to maintain your commuter'due south license even after moving out of state, you lot'll ever need to register your machine in the state where you live.

Most of the fourth dimension, nonetheless, an out-of-state move ways you lot'll need to re-register your car and obtain a new license.

How to Change Your Address With the DMV

If you're moving to a new accost within your state, you lot'll merely need to update your address with the DMV.

The verbal process for changing your address with the DMV may vary from state to land. You should be able to change the address on your current registration and license through one of these methods:

Using an online DMV portal to update your account
Visiting a DMV role to modify your address in person

Your address alter may be a bit more complicated if you movement to a different state or need a new registration for your vehicle. In these cases, yous may need to provide additional information or pay fees to consummate your address change.

How to Alter Your Accost With Your Insurance Policy Holder

Updating your address with your insurance company is typically a simple process. If you have an online account, y'all may be able to update your information there. Otherwise, contact your insurance amanuensis to find out the easiest way to make the change.

Remember to update the accost with your insurance carrier whenever your car'south permanent location changes.

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Match Your Address on Your License, Registration, and Insurance

Registering your automobile at a different address from your license or where you live may seem like a modest thing, but it can lead to major headaches downward the road. Ensure you comply with your auto insurance policy and state laws past listing the same accost across all your car-related documents.